A wallet standard defines how digital credentials are stored, protected, and managed on a holder’s device. It forms one layer of a verifiable-credential ecosystem alongside issuance and presentation protocols, supporting authorization without determining the policy decision itself. section 16.7
Credential presentation flow
A wallet stores a signed credential. A policy enforcement point (PEP) requests attributes, the holder assembles a presentation, and the verifier checks issuer keys and signatures before a policy decision point (PDP) evaluates normalized claims. section 16.7
Implementations may use the W3C Verifiable Credentials Data Model with decentralized identifier (DID) resolution, or OpenID for Verifiable Credentials protocols that reuse OAuth and OpenID Connect conventions. section 16.7
